You can begin using FreeScoresAndMore as soon as you enroll.

After your identity is verified, you will receive your online credit report within seconds of requesting it.

No. As a FreeScoresAndMore member, you can request a new credit report at no additional charge.

No. Only the appropriate institution can change your records. However, FreeScoresAndMore provides members with toll-free access to Credit Specialists who can help answer questions about your credit report and file a dispute with the credit reporting agencies on your behalf to correct inaccurate information.

The FreeScoresAndMore website runs on a highly secure web server. Also, the advanced SSL connection scrambles or encrypts data on pages where secure information is transmitted, further safeguarding your information while it passes through cyberspace. In addition, FreeScoresAndMore meets the requirements of both the VeriSign and Cybertrust security seals.

FreeScoresAndMore ensures that your information remains confidential between you and the respective credit agencies. For more information, please visit our Privacy Notice page. .

Contact customer service toll-free at 1-877-787-9002.

To view our Privacy Notice, please visit our Privacy Notice page

The information in your credit report comes from the three national credit reporting agencies: Experian, TransUnion and Equifax. The information is merged into one easy-to-read report, which gives a complete picture of your credit history. All information is kept strictly confidential.

No. The transaction remains confidential between you and the national credit reporting agencies.

Yes, you have secure access to your most recent credit score 24/7.

Your membership number can be found in your membership materials or in the welcome email that was sent to you after you enrolled in FreeScoresAndMore. If you have not received this email, please call customer service to obtain your member number.